My house was built in 1973 and I have decided it is time to replace my windows. Due to the age of the windows I have decided to go with "new contruction" rather than replacemnt. I have checked with the local building inspector and he said that the building code is changing due to the Insurance companies worry about Hurricanes. I was looking for a recomendation as to whether I should buy Hurricane class windows or should I buy standard windows and buy Hurricane shutters.