Thanks for the advice everyone.
We currently have a not so special tub with plastic tile surround that is original (1983) and I would love to have a nice tiled shower. We will have our last mortgage payment this year so I don't see us moving out anytime soon. We live in a Chicago suburb and will look into other properties to see what is selling. Like I said, we won't move anytime soon, however, we never know what life will cook up for us and we may have to leave sooner than later. My husband does travel a lot to California for work, and if we end up moving, it would be because of his job.